PM Mudra Yojana Loan In Hindi | पीएम मुद्रा योजना | PM Mudra Yojana 2023 | Pradhan Mantri Mudra Scheme | PM Mudra Yojana Loan | PM Mudra Yojana Registration & Login | Pradhan Mantri Mudra Yojana
PM Mudra Yojana is an initiative of Honorable Prime Minister of India Mr Narendra Modi. The scheme was launched by him in the year 2015. This PM Mudra Scheme 2023 is specially started for the citizens of the country who wish to start their own business or want to expand there existing business. Through this scheme citizens of the country can take loan up to Rs 10 lakh. If you are interested to get the information in detail about PM Mudra Yojana 2023 then you have to read the further section of this article which includes eligibility criteria interest rate benefits apply process and many more related details.
PM Mudra Yojana 2023
PM Mudra Yojana is an initiative of Central Government of India. The scheme was launched by the Honorable Prime Minister Mr Narendra Modi on 8th April 2015. Under this scheme the government is going to provide loan to help the citizens of the country who wish to start their own business. To start any business, it is significant to have capital amount to invest in the business. Citizens of India can raise money through this PM Mudra Yojana Loan of the central government.
Also Read :- प्रधानमंत्री सुरक्षा बीमा योजना 2023: (PMSBY) Suraksha Bima Yojana ऑनलाइन आवेदन
PM Mudra Yojana provides loan to the citizens up to rupees 10 lakh. All those citizens who want to start non- corporate, non -farm small/ micro enterprises can apply for Mudra loan. Citizens can easily apply for the loan through online or offline mode. You can apply online by visiting the official website of Mudra Yojana. You can also download the application from the official portal or get it from the landing institution. Further in the article you will get the step by step instructions to apply for the PM Mudra Yojana Loan Scheme.
Highlight of PM Mudra Yojana Loan
| Article about | PM Mudra Yojana 2023 |
| Launched by | Prime Minister Narendra Modi, Government of India |
| Launched in | 2015 |
| Launch on | April 8 |
| Launch for | citizen |
| Benefits | Loan up to 10 lakh |
| Mode of application | Online/ Offline |
| Official website | www.mudra.org.in |
PM Mudra Yojana Loan In Hindi
पीएम मुद्रा योजना भारत सरकार की केंद्र सरकार की एक पहल है। यह योजना माननीय प्रधान मंत्री श्री नरेंद्र मोदी द्वारा 8 अप्रैल 2015 को शुरू की गई थी। इस योजना के तहत सरकार देश के उन नागरिकों की मदद करने के लिए ऋण प्रदान करने जा रही है जो अपना खुद का व्यवसाय शुरू करना चाहते हैं। किसी भी बिजनेस को शुरू करने के लिए बिजनेस में निवेश करने के लिए पूंजी का होना जरूरी है। केंद्र सरकार की इस पीएम मुद्रा योजना लोन के जरिए भारत के नागरिक पैसा जुटा सकते हैं।
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पीएम मुद्रा योजना 2023 नागरिकों को 10 लाख रुपये तक का ऋण प्रदान करती है। वे सभी नागरिक जो गैर-कॉर्पोरेट, गैर-कृषि लघु/सूक्ष्म उद्यम शुरू करना चाहते हैं, वे मुद्रा ऋण के लिए आवेदन कर सकते हैं। नागरिक आसानी से ऑनलाइन या ऑफलाइन मोड के माध्यम से ऋण के लिए आवेदन कर सकते हैं। आप मुद्रा योजना की आधिकारिक वेबसाइट पर जाकर ऑनलाइन आवेदन कर सकते हैं। आप आवेदन को आधिकारिक पोर्टल से भी डाउनलोड कर सकते हैं या लैंडिंग संस्थान से प्राप्त कर सकते हैं। लेख में आगे आपको पीएम मुद्रा योजना ऋण योजना के लिए आवेदन करने के लिए चरण दर चरण निर्देश मिलेंगे।
Benefit/ Features of Mudra Yojana
- PM Mudra Scheme has been started by Prime Minister Narendra Modi.
- It is beneficial for the citizens who already have small enterprises or want to start their own business.
- Under this Pradhan Mantri Mudra Scheme, beneficiaries can avail loan up to 10 lakhs
- The rate of interest offered to the applicants will be as per the RBI guidelines that you may be given from time to time.
- PAN card is not mandatory for availing Mudra loan.
- Beneficiaries are not required to make any cultural or security deposit for availing the loan
- Loan repayment period can be extended up to 7 years.
Type Of Mudra Loan
| Type Of Loan | Loan Amount |
| Kishor | Rs.50,000 to Rs.5 lakh |
| Shishu | Up to Rs.50,000 |
| Tarun | Rs.5 lakh to Rs.10 lakh |
Loan Provider
- Commercial banks
- Micro finance institutions
- Non-banking financial corporations
- Regional rural banks
- Small Finance banks
Type Of Businesses
- Business vendors
- CNG Tempo/ Taxi
- Manufacturing units
- Processing units
- Service sector
- Shopkeepers
- Textile sector
- Trading company
Banks Provides Loan Under PM Mudra Yojana 2023
| Mudra Loan Banks | Interest Rate |
| Allahabad Bank | 9.7% to 11.7% |
| Andhra Bank | 9.75% to 11.5% |
| Axis Bank | Not yet Known |
| Bank of Baroda (BOB) | Not yet Known |
| Bank of India (BOI) | Not yet Known |
| Bank of Maharashtra (BOM) | 9.7% to 11.7% |
| Canara Bank | Not yet Known |
| Central Bank of India (CBI) | Not yet Known |
| Corporation Bank | 11% to 11.9% |
| ICICI Bank | Not yet Known |
| Indian Overseas Bank (IOB) | Not yet Known |
| Oriental Bank of Commerce (OBC) | Not yet Known |
| Punjab & Sind Bank (PSB) | Not yet Known |
| State Bank of Bikaner & Jaipur (SBBJ) | Not yet Known |
| State Bank of Hyderabad (SBH) | Not yet Known |
| State Bank of India (SBI) | Not yet Known |
| State Bank of Mysore (SBM) | Not yet Known |
| State Bank of Patiala (SBP) | Not yet Known |
| State Bank of Travancore (SBT) | Not yet Known |
| Syndicate Bank | Not yet Known |
| UCO Bank | Not yet Known |
| Union Bank of India | 9.65% to 11.15% |
| United Bank of India | 9.65% to 11.15% |
| Vijaya Bank | Not yet Known |
PM Mudra Yojana Eligibility Criteria
Applicant should meet the eligibility conditions mentioned further can apply for loan under PM Mudra Yojana:
- Indian citizen.
- Desire to do business for a non-farming income generating activities such as manufacturing processing trading or service sector.
- Fulfil the terms and conditions of lending agency from where you are going to apply for loan.
Documents Required
- Aadhar card
- Address proof
- Email id
- Mobile number
- Passport size photograph
- Other significant documents
Procedure To Apply For PM Mudra Yojana 2023
To apply through online mode, you should follow the below mention steps. You may apply by visit the lending institutions mentioned above through offline mode.
- You have to visit the official website of Mudra.
- Home page of the portal will open.
- Look for apply link or directly click here.
- From the open page you have to go to the mudra loan.
- Click on apply now option.
- This will open registration page on the screen, select any of the following
- New entrepreneur
- Existing entrepreneur
- Self-employed professional
- Enter your name email ID and mobile number.
- Press generate OTP option.
- You will receive a SMS and email along with the OTP.
- Enter the OTP in the given space.
- Click proceed option and follow the screen.
- Complete the application form.
- Upload all the significant documents.
- Submit the form by press submit option.
- Remember to keep a printout of the filed application.
Procedure To Download PM Mudra Scheme Application Form
To download the application form from the official portal you have to follow the steps mentioned here. You can also get the form from the lending institutions.
- You have to visit the official website of Mudra. Home page of the portal will open.
- Look for Shishu or Kishore or Tarun option
- Click the link and a new page will open
- Click on download button given in front of common loan application form Ford Kishore and Tarun or application form for Shishu
- As you click form will start download
- Take print out of the form and fill the details
- Attach the necessary documents with form
- Submit the filed application to the lending institution
Important Links
- Official website
- Download Shishu or Kishore or Tarun Application Form
- Check list for Shishu Application
Login Procedure For PMMY Portal
- You have to visit the official website of Mudra.
- Home page of the portal will open.
- Look for login for PMMY portal option
- Login page will appear on the computer screen
- Enter the login details as asked
- User Name,
- Password
- Capture Code as shown on the screen
- Click Login button to open the user dashboard